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Sep 28, 2017 - 34 minute read

The pros and cons of personal loans

Disclaimer: APR Disclosure (Annual Percentage Rate). Some states have laws limiting the APR that a lender can charge you. APRs for cash advance loans range from 200 and 1386, and APRs for installment loans range from 6. 63 to 225. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments.

Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. Material Disclosure.

The pros and cons of personal loans

Learn about local laws to make an informed decision. Debt Collection Scam Alert. Have you been called by someone claiming you have defaulted on a loan. It might be a scam. Find Out More. OLA Consumer Hotline.

1-866-299-7585 As a proud member of the Online Lenders Alliance (OLA), Cash Advance is serious about protecting your personal information.

The pros and cons of personal loans

To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Online Payday Loan Application. Online Payday Loans Application. Facing a financial emergency. Get the fast cash you need by applying for payday loans online.

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