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Sep 28, 2017 - 34 minute read

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That convenience is a 40 billion-per-year industry in the United States [source: Kirchoff]. This is the industry of payday lendingand it's served by more than 22,000 locations nationwide. In this article, we'll learn about the purpose of payday loans, as well as the drawbacks of these quick-cash offers. How Do Loans Work. About Payday Loans. What is a payday loan and how does it work.

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